How to Convert Dollar to Naira using Nigerian Banking Apps for Each Registered Bank in Nigeria

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How to Convert Dollar to Naira using Nigerian Banking Apps for Each Registered Bank in Nigeria
How to Convert Dollar to Naira using Nigerian Banking Apps for Each Registered Bank in Nigeria

Introduction

The exchange rate between the US dollar and the Nigerian naira fluctuates regularly. As such, it is important for Nigerians who earn or spend money in dollars to understand how to efficiently convert between the two currencies. Thankfully, with the rise of mobile banking apps from Nigerian banks, it is now easier than ever to convert dollars to naira right from your phone.

In this guide, we will walk through how to convert dollars to naira using the top banking apps in Nigeria. We will cover the top 10 Nigerian banks and provide step-by-step instructions for converting currency in each of their apps. Whether you are looking to convert large sums or just need to exchange a few dollars to naira for an upcoming trip, this guide has you covered. So let's get started!

Registered Commercial Banks in Nigeria

According to the Central Bank of Nigeria (CBN), there are currently 22 registered commercial banks operating in Nigeria. These banks have developed mobile banking apps with currency exchange services to allow account holders to easily convert foreign currencies to Naira right from their mobile phones. The major commercial banks in Nigeria include:

  1. Access Bank
  2. Citibank Nigeria
  3. Diamond Bank
  4. Ecobank Nigeria
  5. Fidelity Bank Nigeria
  6. First Bank of Nigeria
  7. First City Monument Bank
  8. Guaranty Trust Bank
  9. Heritage Bank
  10. Keystone Bank
  11. Polaris Bank
  12. Stanbic IBTC Bank
  13. Standard Chartered Bank
  14. Sterling Bank
  15. Suntrust Bank Nigeria
  16. Union Bank of Nigeria
  17. United Bank for Africa
  18. Unity Bank
  19. Wema Bank
  20. Zenith Bank

how to convert dollar to naira using Access Bank App

Access Bank is one of the largest retail banks in Nigeria with over 6 million customers. The Access Bank Mobile app makes it easy to convert dollars to naira right from your phone. Here is how:

  1. Download the Access Bank Mobile app from the Google Play Store or Apple App Store.
  2. Open the app and log into your Access Bank account.
  3. Tap on the “Transfer & Pay” icon on the bottom of the screen.
  4. Select “Foreign Currency Transfer” from the menu.
  5. Choose “Dollars” as the currency you would like to convert from.
  6. Enter the amount in USD that you would like to convert.
  7. Confirm and hit continue.
  8. Review the exchange rate and details, then confirm again.
  9. The app will process the conversion and you will receive a notification when complete.
  10. The naira amount will deposit directly into your set Access Bank account.

That's it! The Access Bank Mobile app makes it super easy to convert from USD to NGN. The app provides up-to-date exchange rates so you get the best value.

How to Convert Dollar to Naira on Citibank Nigeria Mobile App

Citibank Nigeria is an international bank with operations in Nigeria. The CitiMobile app allows you to easily exchange USD to NGN. Follow these simple steps on how to convert Dollar to Naira using Citibank mobile app:

  1. Download CitiMobile app from google play store or apple app store.
  2. Register and create a new account on the app.
  3. Login with your user credentials.
  4. On the dashboard, select the currency exchange option.
  5. Choose the currencies to convert (USD and NGN).
  6. Enter the USD amount to convert to Naira.
  7. The app displays the exchange rate and estimated Naira amount.
  8. Confirm by clicking on exchange button.
  9. Exchanged Naira amount reflects in your Naira wallet.

The app update exchange rates frequently to provide competitive forex rates for USD to NGN exchange. Enjoy easy and stress-free currency exchange via CitiMobile app.

How to Convert Dollar to Naira on Diamond Bank Mobile App

Diamond bank makes it easy to convert USD to NGN using their mobile banking application. Just follow these steps:

  1. Download the Diamond Mobile app on your mobile phone.
  2. Sign up and create a Diamond account if you don't have one.
  3. Fund your Diamond account with Naira.
  4. Login to the app with your credentials.
  5. On the homepage, select “Exchange” to go to currency exchange page.
  6. Choose the currency pair – USD and NGN.
  7. Enter the USD amount you want to exchange to Naira.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Confirm details and click on “Exchange Now” to convert.
  10. The exchanged Naira amount reflects in your account wallet.

With real-time exchange rates, transferring USD to NGN via Diamond Mobile app is fast, convenient and affordable. The app is available for iOS and Android devices.

How to Convert Dollar to Naira on Ecobank Mobile App

Ecobank Nigeria offers reliable USD to NGN currency exchange services on their state-of-the-art mobile banking application. Follow these simple steps:

  1. Download the Ecobank Mobile app from play store or app store.
  2. Register and create an account by providing the required details.
  3. Fund your Naira account from which you will transfer converted Naira.
  4. Login to the app using your account credentials.
  5. On the homepage, select “Conversions” option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. App displays exchange rate and estimated Naira amount.
  9. Confirm details by accepting exchange rate and terms.
  10. Converted Naira reflects in your account upon successful exchange.

Ecobank app has integrated exchange rates to provide seamless USD – NGN currency exchange service with minimal charges. Enjoy fast, reliable, and secure currency exchange on the go.

How to Convert Dollar to Naira on Fidelity Bank Mobile App

Here is a step-by-step guide on how to convert USD to NGN using the Fidelity Bank mobile app:

  1. Download and install the Fidelity Bank mobile app on your Android or iOS phone.
  2. Register for a Fidelity Bank account on the mobile app if you don't have one.
  3. Fund your Naira account from which the converted Naira will be transferred.
  4. Login with your username and password.
  5. On the homepage, select “Foreign Exchange” from the menu.
  6. Choose the currency pair – USD and NGN.
  7. Enter the USD amount you want to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Confirm the details and click on “Exchange Now”.
  10. Exchanged Naira amount reflects in your Naira account wallet.

Fidelity Bank offers competitive forex rates for USD – NGN exchange with transparent fees on their user-friendly mobile app.

How to Convert Dollar to Naira on First Bank of Nigeria Mobile App

First Bank of Nigeria has an excellent mobile banking app that makes converting USD to NGN quick and hassle-free. Simply follow these steps:

  1. Download and install the FirstBank app from the play store or app store.
  2. Register and create an account on the FirstBank app if you are a new user.
  3. Fund your Naira account that will receive the converted Naira amount.
  4. Login to the app using your credentials and select ‘Foreign Exchange’ from the menu.
  5. Choose the currency pair – USD and NGN.
  6. Enter the USD amount you want to convert.
  7. The app displays the exchange rate and estimated Naira amount.
  8. Verify details and confirm the exchange.
  9. Wait for a few seconds for the converted Naira to reflect in your account wallet.

With FirstBank app, you enjoy amazing exchange rates, zero hidden charges, and quick USD – NGN currency exchange straight from your mobile phone.

How to Convert Dollar to Naira on First City Monument Bank (FCMB) Mobile App

FCMB provides an excellent mobile banking application for convenient and affordable currency exchange. Follow these simple steps to convert USD to NGN:

  1. Download and install the FCMB mobile app on your android or iOS phone.
  2. Register for a new FCMB account by providing your personal details.
  3. Fund your Naira wallet by transferring money from your bank account.
  4. Login to the app using your registered username and password.
  5. On the homepage, tap on “Foreign Exchange” to go to the forex page.
  6. Select the currency pair – USD and NGN.
  7. Enter the USD amount you want to convert.
  8. The app shows the exchange rate and estimated Naira amount.
  9. Verify all details and confirm the exchange.
  10. Wait a few minutes for the exchanged Naira to reflect in your wallet.

With live exchange rates, minimal fees and secure platform, FCMB app makes converting USD to NGN seamless.

How to Convert Dollar to Naira on Guaranty Trust Bank (GTBank) Mobile App

Here is a step-by-step guide to convert USD to NGN using the GTBank Nigeria mobile app:

  1. Download and install the GTBank mobile app on your mobile phone.
  2. Register for a GTBank account on the app if you don't already have one.
  3. Fund your Naira account that will receive the exchanged Naira amount.
  4. Login to the app with your credentials and go to the FX Transaction.
  5. Select the currency pair – USD and NGN.
  6. Enter the amount of USD you want to exchange to Naira.
  7. The app displays the exchange rate and estimated Naira amount.
  8. Verify the details and confirm the exchange.
  9. The converted Naira reflects in your Naira account upon successful exchange.

With GTBank app, you get quick and easy access to convert USD to NGN at excellent rates. Enjoy seamless currency exchange services on-the-go.

How to Convert Dollar to Naira on Heritage Bank Mobile App

Heritage Bank makes converting USD to NGN super easy with their mobile banking app. Follow the simple steps below:

  1. Download and install the Heritage Bank app on your android or iOS device.
  2. Register for a new account by providing your personal information.
  3. Fund your Naira account that will receive the converted amount.
  4. Login to the app with your username and password.
  5. Select the currency exchange option on the homepage/menu.
  6. Choose the currency pair – USD and NGN.
  7. Enter the USD amount you intend to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify the details and confirm to proceed with exchange.
  10. Exchanged Naira amount reflects in your account upon successful conversion.

With Heritage Bank mobile app, you get access to live exchange rates and seamless USD-NGN currency exchange services on-the-go.

How to Convert Dollar to Naira on Keystone Bank Mobile App

Keystone Bank offers an innovative mobile banking application that enables easy and convenient USD to NGN currency exchange. Just follow these simple steps:

  1. Download and install the Keystone Bank mobile app.
  2. Register for a new account by filling the signup form.
  3. Fund your Naira wallet from where you will transfer exchanged Naira.
  4. Login into the app using your credentials.
  5. On the homepage, select ‘Currency Exchange' option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. App shows the exchange rate and estimated Naira amount.
  9. Verify details and confirm exchange.
  10. Wait for exchange confirmation notification upon successful USD-NGN conversion.

With Keystone app, you get competitive exchange rates with minimal fees for USD to NGN currency exchange. Enjoy fast, reliable and secure mobile forex exchange.

How to Convert Dollar to Naira on Polaris Bank Digiteal Banking App

Polaris Bank offers seamless USD to NGN currency exchange services on its VULTe digital banking platform. Here is how to convert USD to Naira:

  1. Download and install the Polaris Bank VULTe app.
  2. Register and create a new account by filling the on-screen forms.
  3. Fund your Naira account that will receive the exchanged Naira amount.
  4. Login to the app using your registered credentials.
  5. On the homepage, select ‘Currency Exchange’ option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you intend to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify details and tap ‘Confirm’ to exchange USD to NGN.
  10. Exchanged Naira reflects in your account upon successful conversion.

Polaris Bank VULTe app provides quick access to convert USD to NGN at excellent exchange rates with minimal fees.

How to Convert USD to NGN on Stanbic IBTC Bank Mobile App

Stanbic IBTC Bank offers a seamless way to convert USD to NGN right from their mobile banking application. Follow these simple steps:

  1. Download the Stanbic IBTC mobile app on your device.
  2. Register for a new account if you are a new customer.
  3. Fund your Naira account that will receive the exchanged Naira amount.
  4. Login to the app with your username and password.
  5. On the menu, select ‘Foreign Exchange’ option to go to forex page.
  6. Choose the currency pair – USD and NGN.
  7. Enter the USD amount you want to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify details and confirm exchange by tapping ‘Convert Now’.
  10. Wait for a few minutes for exchanged Naira to reflect in your account.

With Stanbic IBTC app, you enjoy quick, easy and cheap currency exchange rate for USD to NGN right on your mobile phone.

How to Convert Dollar to Naira on Standard Chartered Bank Mobile App

Standard Chartered Bank Nigeria offers a fully functional mobile banking app that allows you to easily convert USD to NGN. Follow these simple steps:

  1. Install and launch the Standard Chartered Nigeria mobile app.
  2. Register for a new account on the app if you don't have one.
  3. Fund your Naira wallet that will receive the exchanged Naira amount.
  4. Login to the app using your credentials.
  5. On the dashboard, select ‘Trade FX' option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. The app displays the live exchange rate and estimated Naira amount.
  9. Verify all details and confirm exchange.
  10. Exchanged Naira amount reflects in your Naira wallet upon successful conversion.

With Standard Chartered app, you get secure and hassle-free currency exchange services on-the-go at excellent rates.

How to Convert Dollar to Naira on Sterling Bank Mobile App

Sterling Bank offers a seamless mobile banking application that allows easy USD to NGN conversion. Follow these simple steps on how to convert Dollar to Naira using Sterling Bank Mobile App:

  1. Download and install the Sterling Bank mobile app.
  2. Register for a new account by providing your personal details.
  3. Fund your Naira wallet from where you will transfer exchanged Naira.
  4. Login to the app with your registered username and password.
  5. On the homepage, select ‘Foreign Exchange' option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. The app shows the exchange rate and estimated Naira amount.
  9. Verify details and confirm exchange.
  10. Exchanged Naira reflects in your Naira wallet upon successful conversion.

The Sterling Bank app provides reliable USD – NGN currency exchange services with excellent rates and minimal charges.

How to Convert Dollar to Naira on Suntrust Bank Nigeria Mobile App

Here is a step-by-step guide on how to convert Dollar to Naira using Suntrust Bank Nigeria mobile app:

  1. Download and install the Suntrust Mobile Banking app.
  2. Register for a new account if you are not an existing customer.
  3. Fund your Naira wallet from where you will transfer the exchanged Naira.
  4. Login into the app using your credentials.
  5. On the main menu, tap on ‘Foreign Exchange'.
  6. Select the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. The app shows the exchange rate and estimated Naira amount.
  9. Verify all details and tap on ‘Exchange' to convert.
  10. Exchanged Naira amount reflects in your Naira wallet upon successful conversion.

With Suntrust app, converting USD to NGN is quick, easy and affordable. Enjoy seamless forex exchange on the go.

How to Convert Dollar to Naira on Union Bank of Nigeria Mobile App

Union Bank of Nigeria has made it easy to convert USD to NGN via their mobile banking app. Just follow these simple steps:

  1. Download and install the Union Bank mobile app.
  2. Register for a new account by providing your details.
  3. Fund your Naira account which will receive the exchanged Naira.
  4. Login to the app using your credentials.
  5. On the homepage, select ‘Foreign Exchange' option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you intend to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify details and confirm to exchange USD to NGN.
  10. Wait for exchange confirmation notification upon successful conversion.

With Union Bank app, you enjoy straightforward USD – NGN currency exchange services.

How to Convert Dollar to Naira on United Bank for Africa (UBA) Mobile App

UBA provides an excellent mobile banking application for quick and easy USD to NGN currency conversion. Follow these simple steps:

  1. Download and install the UBA mobile app on your android or iOS device.
  2. Register for a new UBA account by providing your personal details.
  3. Fund your Naira account which will receive the exchanged Naira amount.
  4. Login into the app using your credentials.
  5. On the homepage, select ‘Foreign Exchange' option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to convert.
  8. The app displays the live exchange rate and estimated Naira amount.
  9. Verify details and confirm exchange.
  10. Exchanged Naira reflects in your account upon successful USD to NGN conversion.

With UBA mobile app, you enjoy fast, easy and reliable currency exchange services on-the-go at excellent rates.

How to Convert Dollar to Naira on Unity Bank Mobile App

Unity Bank makes it easy to convert USD to NGN right from their mobile banking application. Here is a step-by-step guide:

  1. Download and install the Unity Bank mobile app.
  2. Register for a new account by providing your personal information.
  3. Fund your Naira wallet from where you will transfer exchanged Naira.
  4. Login into the app using your credentials.
  5. On the homepage, select ‘Foreign Exchange’ option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to exchange.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify details and tap on ‘Exchange’ to convert USD to NGN.
  10. Exchanged Naira amount reflects in your wallet upon successful conversion.

Unity Bank app provides transparent exchange rates and fees for convenient USD – NGN currency exchange services.

How to Convert Dollar to Naira on Wema Bank Mobile App

Wema Bank offers excellent USD to NGN currency exchange services right on your mobile phone. Follow these simple steps:

  1. Download and install the Wema Bank mobile app.
  2. Register for a new account by filling the on-screen forms.
  3. Fund your Naira wallet that will receive the exchanged Naira.
  4. Login to the app using your registered credentials.
  5. On the homepage, select ‘Currency Exchange’ option.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to convert.
  8. The app displays the exchange rate and estimated Naira amount.
  9. Verify details and confirm exchange.
  10. Wait for exchange confirmation notification upon successful conversion.

With Wema Bank app, you get access to seamless USD – NGN currency exchange services on-the-go with minimal charges.

How to Convert Dollar to Naira on Zenith Bank Mobile App

Zenith Bank offers an excellent mobile banking app that allows quick and easy conversion of USD to NGN. Follow these simple steps:

  1. Download and install the Zenith mobile banking app.
  2. Register for a Zenith bank account if you are a new user.
  3. Fund your Naira account that will receive the converted Naira.
  4. Login into the app using your credentials.
  5. On the main menu, select ‘Foreign Exchange'.
  6. Choose the currency pair – USD and NGN.
  7. Enter the amount of USD you want to convert.
  8. The app shows the exchange rate and estimated Naira amount.
  9. Verify details and confirm to exchange USD to NGN.
  10. Exchanged Naira reflects in your account upon successful conversion.

With Zenith Bank mobile app, converting USD to NGN is fast, easy and affordable. Enjoy seamless forex exchange on-the-go.

Conclusion on How to Convert Dollar to Naira using Nigerian Banking Apps for Each Registered Bank in Nigeria

Most commercial banks in Nigeria now offer mobile banking applications with user-friendly currency exchange services. By following the simple steps outlined for each bank above, you can easily convert USD to NGN right from your mobile phone in minutes. The exchange rates are usually competitive with minimal fees and charges. So go ahead, download your bank's app and enjoy seamless USD – NGN currency exchange services on-the-go.

see also: how to convert your dollar to naira in various banks in Nigeria